About Us
Health Insurance Benefits for Businesses
Are you looking for employee health insurance? We can customize a health, dental, vision, critical illness, disability income and accident plans. We'd love to discuss being your preferred employee benefit provider. Need a retirement savings program to help your full-time and part-time staff start saving? Interested in offering college tuition assistance as an employee benefit? Join other like-minded businesses who are on the cutting edge of investing in their employees education and development. Interested in learning more? Let's start the conversation..
Medicare & Retirement Solutions
Nearing retirement? Congratulations!! It's a major milestone in life. Whether you're looking for Medicare eligibility or enrollment assistance we have you covered. We are passionate about helping you age in grace. This is why we provide educational resources, events and presentations to help clients navigate important topics such as Alzheimer's, Assisted Living Alternatives, Cardiovascular Disease, Diabetes, Hospice Care, Long Term Care, Memory Care and more!
Individual and Corporate Tax Preparation
We offer tax preparation services for individuals and businesses.
We are IRS approved e-filer service provider.
Industries we work include healthcare, transportation, retail, catering/restaurants, manufacturing, healthcare, realtors, accounting, construction, HVAC, self-employed, legal professionals and more!
What We Cover
Who We Are
PM Torres Insurance is a women and family owned insurance
and healthcare company. We specialize in helping you protect the health and wellness of the ones you love. We offer quality health insurance plans for individuals, families and employers. If you're looking to cultivate a mutually beneficial partnership with a company that will work with you, and not against you, we'd love to connect. We're hiring licensed insurance agents in New Jersey including Hudson, Bergen, Essex, Passaic, Middlesex, Union and Morris counties.
Global Outreach Re-Imagined
We partner with humanitarian organizations to provide disaster relief and aid to communities navigating crisis such a poverty, hunger, education, homelessness, safety, HIV/AIDS, orphanage, widowhood.
Join us as we help impoverished communities in need rebuild.
GET COVERED NEW JERSEY
We are pleased to partner with the State of New Jersey Get Covered New Jersey to help individuals and communities apply for health insurance. FINANCIAL help is now available. Contact us today to learn more about your eligibility or to request assistance with enrollment.
Health Insurance for Self-Employed
Affordable Coverage
Our health insurance plans for self-employed individuals provide comprehensive coverage at affordable rates.
Flexible Plans
We offer a range of plans that can be customized to fit the unique needs of self-employed individuals.
Tax Benefits
Self-employed individuals may be eligible for tax benefits when purchasing health insurance through our plans.
No Networks
Our plans offer the flexibility to choose any doctor or hospital without being restricted to a network.
Prescription Drug Coverage
Our plans provide coverage for prescription drugs, including both brand-name and generic medications.
Easy Enrollment
Enroll in our self-employed health insurance plans easily online or by phone.