About Us
Group Health, Small Business & Employee Benefits
Integrity, transparency, and customer service is at the core of P.M. Torres Insurance. We believe in empowering our clients with knowledge so they can make informed decisions about their health insurance options. Contact us today to explore your options for employee benefit plans. With over 20 years of public and private sector experience we're passionate about working with small businesses, restaurants / caterers/ wedding and event planning professionals, trucking companies, manufacturers, non-profit groups, realtors, financial industry leaders.
Student Athlete Insurance Plans
Looking for accidental, vision or dental insurance coverage? Let us help you prepare for the unexpected. Whether sickness, a toothache or sports-related injury let's make sure your children are covered.
Children's Health Insurance Programs
When our children are struggling with anxiety, depression or working through grief caring for their mental health is overall good health. Health insurance can provide a peace of mind when help is needed.
Solutions We Offer
Individual and Family Health Insurance
We partner with trusted carriers to provide Affordable Health Insurance plans such as Medical, Dental, Vision, Critical Illness, Life Insurance, Disability Insurance and Travel Insurance. Contact Us for a Quote.
Open Enrollment Period 2025
We prioritize our clients and strive to deliver exceptional service. Our dedicated support team is always available to answer your questions and help you find the Medicare Coverage that fit your needs.
Our team is equipped to guide you through the often-complex options. We specialize in finding the best income and asset protection solutions to fit your budget and lifestyle during your retirement years.
Health Insurance for Self-Employed
Affordable Coverage
Our health insurance plans for self-employed individuals provide comprehensive coverage at affordable rates.
Flexible Plans
We offer a range of plans that can be customized to fit the unique needs of self-employed individuals.
Tax Benefits
Self-employed individuals may be eligible for tax benefits when purchasing health insurance through our plans.
No Networks
Our plans offer the flexibility to choose any doctor or hospital without being restricted to a network.
Prescription Drug Coverage
Our plans provide coverage for prescription drugs, including both brand-name and generic medications.
Easy Enrollment
Enroll in our self-employed health insurance plans easily online or by phone.